About Us

The Punnayur Panchayath Service
Co-operative Bank

Punnayur Panchayath Service Co-operative Bank was registered on 2-11-1966 and commenced operations on 31-3-1967. The Bank has been operating profitably for the last 25 years. Our Bank is a good institution in Chavakkad Block. We have been paying dividends for the last twenty years.

Read More
Specialties

Expert financial solutions and services

Mobile Banking

Bank on the go! Manage your money anytime, anywhere with Mobile Banking.

SMS Banking

Experience seamless banking with SMS Banking. Check balances, transfer funds, and more with just a text. Convenient, secure, and fast

Mobile Passbook Format

Access your account balance, transaction history, and manage finances on-the-go with our secure and user-friendly app.

Electricity & Mobile Bill Payment Facility

Pay your electricity and mobile bills easily and securely with our convenient online payment facility. Save time and avoid late fees today!,

RTGS, NEFT Facility

RTGS, NEFT Facility: Seamlessly transfer funds with our RTGS and NEFT services, ensuring fast, secure, and reliable transactions anytime

Western Union Money Transfer

Send money quickly and securely worldwide with Western Union. Easy transfers, reliable service, and convenient locations near you.

Locker Facility In All Branches

All branches now offer a secure locker facility for your convenience and safety. Store your valuables with confidence at any of our locations

ATM Facility Will Available Soon

We're excited to announce that a new ATM facility will be available shortly for your convenience. Stay tuned for updates!

Loans/Deposits

Flexible financing for your needs

We accept deposits from customers who want to store their money safely and often earn interest. This interest is a small fee paid by the bank for borrowing your money. Banks then use these deposits to offer loans to individuals or businesses who need funding. Loans come with an interest rate, the price you pay to borrow the money

Deposits

We offer a range of deposit options, including savings, fixed terms, daily deposits, and recurring deposits.

Read More
Loans

We offer short-term, medium-term, and long-term loans for agriculture, including housing and KCC options.

Read More
Facilities

Convenient banking services for you

Loans and deposits are fundamental aspects of banking and finance, representing different sides of the financial transactions conducted by banks and financial institutions.

Government Guarantee for Deposits

Enjoy peace of mind with a government guarantee for deposits up to ₹5 Lakh.

Mobile Banking

Our PPSC Bank ePassbook (My Bank) app ensures you have access to your account anytime, anywhere.

RTGS/NEFT Facility

Efficient and secure fund transfers through RTGS/NEFT.

Risk Fund Benefits

Benefit from a ₹3 Lakh risk fund for borrowers who have repaid loans timely and unfortunately pass away during the loan period.

Consistent Dividend Distribution

We pride ourselves on offering consistent dividend distributions to our valued members.

Loan Services

We provide a variety of loan options, including ₹12 lakh for mortgage loans, ₹12 lakh for gold loans, ₹3 lakh for agricultural loans, and ₹5 lakh for home loans with reduced interest rates.